Repairing Your Credit

March 30th, 2016

If your credit isn’t the greatest, don’t worry. You’re not alone. Credit issues are very common. There are many different reasons why a person’s credit may be less than stellar. They may have been in collections too many times, or have too many payments past due, or maybe they just don’t have enough revolving activity. Whatever the reason, credit problems can really put a damper on your plans, and fixing the problems can sometimes take a while. Here are some steps you can take to repair your credit in a timely fashion.

Check your Credit Report

Before you get started repairing your credit, the first thing you will need to do is to access a copy of your credit report from Everyone is allowed one free copy of their credit report from each of the major credit bureaus each year, and you will want to check the report from each bureau because one might report things that the other two don’t report. Once you have reviewed your credit reports, you will want to dispute any errors that you find. Once you’ve checked your report and disputed any errors, follow these steps to repair and rebuild your credit: